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Learn personal finance. Build a budget and justify a spending plan using financial literacy lesson plans.

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Project Includes:
Teacher Guide, Student Workbook, Customizable Resources, Assessment Tools, Extension Activities, Sample Files, Templates, Parent Letters, Certificates
Tech Integration:
Business Studies, Language Arts, Math, Visual Arts
Tech Skill:
Graphics, Spreadsheet, Word Processing
Google, Office 2019, Office Online
Excel, Paint, Word, Docs, Drawings, Sheets

Develop money management skills using a problem solving model. Financial literacy lesson plans have students build a budget and spending plan. Spreadsheet lessons are used to organize, calculate, and graph data. Then financial choices and insights are shared in a written report. Personal finance activities are for middle and high school students.

  • Financial Literacy Lesson Plans
    Hooked by simulating an online shopping spree, students determine a budget and a spending plan. Following step-by-step instructions, they build advanced spreadsheet skills, problem solve, and justify their choices in a final report.

  • Engaging Money Management Activities for Kids
    Capture the interest of students with authentic, meaningful lessons in personal finance. Promote life skills – planning, decision making, critical thinking, and making connections. Teach data organization, graphing, sorting & filtering, and calculations using formulas.

  • Stem And CTE Integration
    Blend Math curriculum objectives with Technology. Prepare students for future careers with real world challenges. Fun financial literacy activities inspire students and develop key life skills.

  • Ready-Made Resources for Busy Teachers
    Teach TechnoBudget tomorrow with all the resources you need – Teacher Guide, Student Workbook, assessment tools, skill summary, sample files, and optional extension activities for extra challenges.

View Sample Budget Spreadsheet

Assignment 1 Money Management and You

Realize the importance of budgeting. Rate money management style.

Assignment 2 An Unexpected Windfall

Invent a practical reason for a financial windfall. Establish budget categories.

Assignment 3 Discover Spreadsheets

Work with columns, rows, and cells to arrange data in a worksheet.

Assignment 4 Calculate your Budget

Divide a budget into categories. Compute totals using AutoSum.

Assignment 5 Create a Pie Graph and Edit the Budget

Analyze the budget using a chart. Allocate funds to meet criteria set for each category.

Assignment 6 Create a Spending Plan Worksheet

Build a table that calculates taxes, track totals, and uses conditional formatting.

Assignment 7 Plan a Shopping Spree

Determine items to purchase by visiting online stores. Record information in the spending plan.

Assignment 8 Use a Bar Graph to Summarize Spending Plan

Create a graph. Modify the labels, layout, style, and legend. Scrutinize the distribution of funds.

Assignment 9 Spreadsheet Checklist

Verify the content of the budget, spending plan, and chart sheets. Print the workbook.

Assignment 10 Justify Financial Choices in a Report

Prepare a report that explains the budget and spending plan. Support reasoning with graphs.

Financial Literacy Lesson Plans to Teach Money Management
  • Compare Purchasing Options: Research to locate the best deal for an item.
  • Use Functions to Analyze Spending: Calculate sum, average, minimum, maximum, count.
  • Filter and Sort Data: Sort data alphabetically and numerically. Filter by condition or value.
  • Category Comparison Table/Graph: If-then formulas, sheet and absolute cell references.
  • Credit and Debt: Calculate the cost of borrowing and the time needed for repayment.
  • Consumer Awareness: Rate corporate responsibility.
  • Money Idioms: Use a drawing program to illustrate a popular saying about money.
Financial Literacy Lesson Plans and Money Management for Kids using Spreadsheets

Motivate middle and high school students to understand money. Integrate budgeting activities into a personal finance, problem solving, graphing, or spreadsheet unit. Encourage real-word problem solving with practical tasks that require critical thinking. Teach financial literacy for kids with fun, authentic challenges. Build essential life skills.

  • Develop financial literacy
  • Determine a budget & create a spending plan
  • Problem-solve to make decisions
  • Justify financial choices in a report
  • Understand credit and debt
  • Organize data in a spreadsheet using multiple sheets
  • Graph data in a pie, column/bar, or comparison chart
  • Format cells to make data easy to read
  • Calculate taxes, totals, & overspending using formulas
  • Sort and filter data, use if-then formulas

 Write a Review


My students are thoroughly enjoying the TechnoKids curriculum! For many, technology is their favorite class.

D. Trott, Romeoville, IL, USA, Romeoville Christian Academy
March 09, 2018

TechnoBudget is a great assignment to teach students about Sheets, plus real life money management. They love that they are able to "shop". This will be my 3rd year teaching this assignment.

M. Walker, Whitney, TX, USA, Whitney Middle School
September 29, 2017

It has been a pleasure working with you over the past few years, but I am retiring after 27 years! I really enjoyed all the TechnoKids products!

F. Drew, Klamath Falls, OR, USA, Mazama High School
June 29, 2016

I love the TechnoKids products! Very hands on and relevant to their lives. The addition of Google Docs into the curriculum is also wonderful!

J. Winters, Dowagiac, MI, USA, Dowagiac Middle School
February 15, 2016

This unit is a great unit on Google Sheets. It allowed my students to get familiar with a different aspect of Google apps. The instruction is very self-guided and worded in a way that they can easily understand.

R. Restau, Dorr, MI, USA, St Stanislaus Catholic School
February 10, 2016

I have found your product to be the tool needed to teach my students the skills they will use throughout their schooling and career.

T. Pigg, Du Quoin, IL, USA, Christian Fellowship School
August 12, 2013

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