Develop money management skills using a problem solving model. Financial literacy lesson plans have students build a budget and spending plan. Spreadsheet lessons are used to organize, calculate, and graph data. Then financial choices and insights are shared in a written report. Personal finance activities are for middle and high school students.
Financial Literacy Lesson Plans
Hooked by simulating an online shopping spree, students determine a budget and a spending plan. Following step-by-step instructions, they build advanced spreadsheet skills, problem solve, and justify their choices in a final report.
- Engaging Money Management Activities for Middle School
Capture the interest of students with authentic, meaningful lessons in personal finance. Promote life skills – planning, decision making, critical thinking, and making connections. Teach data organization, graphing, sorting & filtering, and calculations using formulas.
- Stem And CTE Integration
Blend Math curriculum objectives with Technology. Prepare students for future careers with essential, real world skills.
- Ready-Made Resources for Busy Teachers
Teach TechnoBudget tomorrow with all the resources you need – Teacher Guide, Student Workbook, assessment tools, skill summary, sample files, and optional extension activities for extra challenges.
View Sample Budget Spreadsheet
Assignment 1 Money Management and You
Realize the importance of budgeting. Rate money management style.
Assignment 2 An Unexpected Windfall
Invent a practical reason for a financial windfall. Establish budget categories.
Assignment 3 Discover Spreadsheets
Work with columns, rows, and cells to arrange data in a worksheet.
Assignment 4 Calculate your Budget
Divide a budget into categories. Compute totals using AutoSum.
Assignment 5 Create a Pie Graph and Edit the Budget
Analyze the budget using a chart. Allocate funds to meet criteria set for each category.
Assignment 6 Create a Spending Plan Worksheet
Build a table that calculates taxes, track totals, and uses conditional formatting.
Assignment 7 Plan a Shopping Spree
Determine items to purchase by visiting online stores. Record information in the spending plan.
Assignment 8 Use a Bar Graph to Summarize Spending Plan
Create a graph. Modify the labels, layout, style, and legend. Scrutinize the distribution of funds.
Assignment 9 Spreadsheet Checklist
Verify the content of the budget, spending plan, and chart sheets. Print the workbook.
Assignment 10 Justify Financial Choices in a Report
Prepare a report that explains the budget and spending plan. Support reasoning with graphs.
Financial Literacy Lesson Plans to Teach Money Management
- Compare Purchasing Options: Research to locate the best deal for an item.
- Use Functions to Analyze Spending: Calculate sum, average, minimum, maximum, count.
- Filter and Sort Data: Sort data alphabetically and numerically. Filter by condition or value.
- Category Comparison Table/Graph: If-then formulas, sheet and absolute cell references.
- Credit and Debt: Calculate the cost of borrowing and the time needed for repayment.
- Consumer Awareness: Rate corporate responsibility.
- Money Idioms: Use a drawing program to illustrate a popular saying about money.
Financial Literacy Lesson Plans and Money Management using Spreadsheets
Motivate middle and high school students to understand money. Integrate budgeting activities into a personal finance, problem solving, graphing, or spreadsheet unit. Encourage real-word problem solving with practical tasks that require critical thinking.
- Develop financial literacy
- Determine a budget & create a spending plan
- Problem-solve to make decisions
- Justify financial choices in a report
- Understand credit and debt
- Organize data in a spreadsheet using multiple sheets
- Graph data in a pie, column/bar, or comparison chart
- Format cells to make data easy to read
- Calculate taxes, totals, & overspending using formulas
- Sort and filter data, use if-then formulas
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TechnoBudget is a great assignment to teach students about Sheets, plus real life money management. They love that they are able to "shop". This will be my 3rd year teaching this assignment.
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